Privacy Policy

1. Zero Financial Data Transmission (Client-Side Architecture)

We respect and prioritize your privacy. Unlike traditional cloud-backed financial tools, none of the financial figures you input—including principal balances, interest rates, incomes, recurring contribution schedules, or loan details—are ever transmitted to, processed by, or stored on our servers.

All calculations, mathematical projections, and interactive charts execute 100% locally within your browser's private memory sandbox. When you close or refresh the page, your financial calculation state is cleared.

2. Log Data and Telemetry

Like most web applications, our hosting and CDN infrastructure (e.g., Cloudflare) may collect standard server log information that your browser sends when visiting the site. This Log Data may include your IP address, browser type and version, referral URL, page access timestamps, and time spent on pages. This telemetry is strictly used to monitor aggregated network performance, defend against DDoS attacks, and maintain uptime.

3. Cookies, Third-Party Advertising, and Opt-Out

Cookies are small data files stored on your device that identify your browser session. We may partner with third-party advertising networks (such as Google AdSense) and trusted affiliate partners to support our free utilities.

These third-party vendors use cookies (including the DoubleClick cookie) to serve advertisements based on your visits to this and other websites on the Internet. These partners collect non-personally identifiable information (such as browser type, clickstream data, time, and ad interaction).

You have the right to opt out of interest-based advertising at any time. To learn more about this practice or to opt out of behavioral advertising by participating ad networks, visit the Network Advertising Initiative opt-out portal:

4. Security

We strive to implement commercially acceptable security measures to safeguard the website, including enforcing HTTPS encryption across all connections. However, please remember that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. External Links

Our platform may contain links to external third-party websites or financial resources. If you click on a third-party link, you will be directed to that external site. We do not operate or control these third-party platforms and assume no responsibility for their content, policies, or practices. We encourage you to review the individual privacy policies of any third-party websites you visit.

6. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect or solicit personally identifiable information from anyone under 13. If you believe that a child has provided us with personal information, please contact us at support@thecompoundingcalculator.com so that we can promptly remove it.

7. Changes to This Privacy Policy

We reserve the right to modify or update this Privacy Policy at our discretion. Any revisions will be posted directly on this page with an updated revision date and will become effective immediately upon posting.